- Ripple launched a unified platform to manage both cash and digital assets.
- It enables near-instant cross-border payments using Ripple’s stablecoin.
Ripple announced on January 28, 2026, that Ripple Treasury, which is a new corporate treasury platform that allows companies to manage traditional cash and digital assets together in one system. This is the first major product since Ripple acquired GTreasury for $1 billion in October 2025.
What Ripple Treasury Brings
Ripple treasury is primarily designed for the corporate finance team’s cash and payments across different countries. The Platform combines GTreasury’s enterprise treasury software and Ripple’s blockchain-based payment infrastructure. The goal is to manage all the functions through one platform and to reduce the need for a separate system.
The key feature of Ripple treasury is faster cross-border payments. It uses RLUSD to complete international settlements in three to five seconds. This allows companies to move money globally much faster while keeping settlements predictable.
The platform connects directly with the banks and digital asset platforms using APIs. Ripple says that this removes the need for manual tracking and can treat digital asset platforms similarly to traditional banks. This improves accuracy and visibility for the corporate finance teams.
Ripple plans to expand the capabilities to include access to short-term funding markets. This will be enabled through Hidden Road. The company is expected to gain access to the repo market and other liquidity tools. This feature will allow companies to deploy excess cash more effectively and to access liquidity without disrupting daily operations.
Ripple stated that the Ripple Treasury is built to meet the financial controls, reporting, compliance, and audit requirements. The launch comes as Ripple continues to expand its regulated financial services across the world. The recent developments include approval for an electronic money institution license in the United Kingdom and Preliminary EMI approval in Luxembourg. Ripple said that it does not plan to pursue an IPO; instead, it will focus on growth through product development and acquisitions.
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